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Neighborhood Services

Down Payment Assistance Program
The Down Payment Assistance Program provides low to moderate income first-time homebuyers with financing for down payments, closing costs, and other costs associated with the purchase of the home. The city's Office of Housing and Community Development is here to assist aspiring homeowners with the program's process and bring them one step closer to owning their first home.


Eligibility Requirements 

  • First-time homebuyers whose income does not exceed the maximum income limit adjusted for family size
  • Applicants who meet the credit eligibility requirements
  • Applicants with an acceptable credit profile
  • Applicant who has successfully completed an eight-hour homebuyer education class

 Property Requirements

  • Property must be primary residence
  • Owner occupied
  • Single family detached
  • Single family attached
  • Located within Jackson city limits
  • Inspected by a certified home inspector